//Homeowner Associations
HOAs
Clear answers for HOA boards and community managers.
For Homeowner Association Boards
When defects affect your community, your board has to make big decisions on behalf of every homeowner. We help you understand the problem, your responsibilities, and your options.
Where to Start
Our Four Step Process.
01
Colorado Law
02
Cost
No cost or obligation to find out.
05
65% owner approval to file.
Board’s Role
Your board and owners decide.
03
Focus
HOAs are our core business practice.
04
//Why It Matters
Why Defects Hit HOAs Differently.
01
Shared Costs.
Repairs can drain the reserve fund (the HOA’s repair savings) or lead to a special assessment (an extra charge to every homeowner).
02
Extra legal steps.
Colorado requires HOAs to notify owners, hold a community meeting, and get at least 65% owner approval before filing a claim.
03
Shared Areas.
Problems often show up in roofs, siding, garages, and balconies everyone shares.
04
Community Decisions.
The board and homeowners decide together, not one family.
The same crack or leak means something very different in a shared community.
What’s Expected of the Board.
//The Board’s Role
Track Repairs.
Is it a construction defect, or something else? We help Colorado property owners find out.
Get Advice Early.
Bring in qualified legal and expert guidance before problems grow.
Decide for Everyone.
Make well-informed decisions on behalf of every homeowner.
Take Action.
Look to the builder, not residents, to pay for problems it caused.
Filing A Claim As An HOA.
//What’s Required in Colorado
It starts with assessing your community through our free Four-Step Process. If the board wants to pursue a claim, Colorado law adds a few steps just for HOAs.
Four Step Process.
We investigate your property and give your board a clear, plain-language report.
Notify Homeowners.
The board then notifies every unit/homeowner and the builder or developer of the issue(s).
Community Meeting.
The board and the builder each present the facts. The builder may offer to fix the problems.
Homeowner Vote.
At least 65% of all unit owners, not just the board, must approve the claim.
File the Claim.
With owner approval, the claim moves forward, and we guide you through each stage from there.
FAQs
//Questions HOA Boards Ask
-
Not every repair means something was built wrong. Normal wear and tear happens to every building. Signs that point to a defect include the same repair coming back again and again, similar problems showing up in several buildings, or major issues appearing within the first several years. Our free inspection is the easiest way to find out, and it doesn't commit your board to anything.
-
Maybe not, but timing matters. Colorado generally gives you two years from when a defect is discovered to file a claim. It also sets a final cutoff, usually six years after construction was finished, with a possible extension to eight years for problems found late in that window. Because the exact dates depend on your community, it's worth asking us to look at them early.
-
Yes. Safety issues should never wait. Before and after any repair, take photos and keep invoices and reports, because these records help show what was wrong. If you're planning a large repair project, talk with us first so important evidence isn't lost.
Topic
01
Finding out if there’s a problem.
-
Often more than one party. Depending on what went wrong, responsibility can fall on the developer, the general contractor, subcontractors who did specific work, or the architects and engineers who designed the project. Our research in Step 2 of our process identifies who worked on your property.
-
It varies. Some claims settle within months, while others take a few years, especially if they go to arbitration or court. The timeline depends on how the builder responds, how many parties are involved, and the size of the repairs. We'll give your board a realistic estimate once we understand your situation.
-
It can. Some lenders ask whether an HOA is involved in a legal claim, which can make certain loans harder to get while the claim is active. Sellers may also need to disclose known defects. We'll talk through what this could mean for your community so homeowners can plan ahead.
-
Not much day to day. Homeowners receive written notice about the potential claim, are invited to a community meeting, and vote on whether the HOA should move forward. After that, the board and our team handle most of the work, and we keep the community updated.
-
Not necessarily. Many claims are resolved through negotiation or mediation, where a neutral person helps both sides reach an agreement. Some HOA documents require arbitration, a private process where a neutral decision-maker decides the case. A traditional trial is only one possibility.
Topic
How the claim process works.
02
-
Nothing. Our Four Step Process is free, and your board is under no obligation to hire us afterward. If you decide to move forward, we'll explain our fee agreement in writing before anything is signed. Colorado also requires that homeowners be told about potential costs before they vote.
-
The money recovered goes to the association to pay for repairs. After the case, we help your board decide which repairs are most urgent and connect you with independent construction experts to plan the work.
-
If a claim isn't successful, the association doesn't recover money for repairs. Your fee agreement spells out who is responsible for which costs in that situation, and we'll walk your board through it before you sign. Being upfront about risks is also why our report covers the challenges of a potential claim, not just its strengths.
Topic
03
Costs and outcomes.
Have questions about your community?
//Contact
Colorado sets deadlines for these claims, so the sooner your board reaches out, the more options you’ll have. Our first conversation is free and confidential.
Call us to talk it through.
Our team has decades of experience handling construction defects for Colorado HOAs.
Email us with details.
Send a message and our team will get back to you to discuss your community.
